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Join us Sundays at 9:00AM or download the replays
all week long right here. Either way, you can be a part of
the Weekend Real Estate Report!
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GUEST:
Sharon L. Cremen, SRA, owner
of Cremen Appraisal & Consulting Inc. |
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GUEST:
Barbara Klaput, Foreclosure Consultant
TOPIC: Subprime Lenders and Foreclosure
A new foreclosure law protects homeowners from scam
artists who make false promises of payment management.
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GUEST:
Aaron Prichard, a former stock broker and
current mortgage company owner, started a website called Mortgage
Minister where he reveals the tricks some unethical loan
officers pull on uneducated clients. TOPIC: Loan
Officers
Lenders closing every day will inevitably cause
the greedy and unethical loan officers to come up with
new tricks. In the theme
of our radio show, which is educating consumers, we will
discuss Aaron’s website and some of the things you
can do to protect yourself.
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GUEST:
Aaron Krowne, Founder
and writer of the site which tracks all of the turbulence in
the “less than perfect credit” mortgage
lender arena
TOPIC: Lenders
If you have been watching the news the
past few months, you will see the rapid rise in the closings
of some lenders. Is it loose underwriting; greedy loan
officers; overly trusting clients or maybe a combination of all
of the above? Over a trillion dollars of adjustable loans will
re-set in 2007, a large part of which will be the payment-option
loans. Are you due for a payment shock? Will you be facing foreclosure
or financial hardship because you are in the wrong loan?
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GUEST:
Barbara Klaput, Foreclosure Consultant
TOPIC: Foreclosure
There are foreclosure workout plans available if you know
what to ask. Learn how to protect yourself from unscrupulous investors
and discuss the little known non-profit organizations available to help.
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GUEST:
Richard Butt, Tax Law Specialist & Former IRS Employee
TOPIC: Tax Ramifications
Tax ramifications of buying and investing in real estate
including the AMT, tax deductions, setting
up LLCs and answering listener questions. |
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GUEST:
Allen C. Cox, Ph.D., Managing
Director
Maryland
Coalition for Financial Literacy
TOPIC: Financial Literacy
Most schools do not teach it and most parents are not confident
enough to teach it at home. But let's face it:
Kid's today (and some adults) need to understand the intricacies
of credit cards, credit scores, financing a car and home, budgeting,
etc. Whether they grow up to be a cardiologist or a custodian, they
will need to posses financial literacy. |
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| GUEST:
Bill Caspari of Coldwell Banker
Timonium
TOPIC: Rogue
Loan Officers
Newsweek® ran a story about poverty moving to the suburbs although
it is a problem associated with cities. Stagnant wages, outsourcing of jobs,
rapidly rising utility and real estate tax bills, easy credit and a lack
of financial literacy are all named culprits. Rogue Loan Officers who either
do not understand the loans they sell (or simply do not care) are pushing
loan programs ill-suited for uninformed
homeowners, such as the "pick-a-payment" loans only exacerbates
the situation. |
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GUEST:
Sharon L. Cremen, SRA,
owner of
Cremen
Appraisal & Consulting Inc.
TOPIC: Credit Freeze
Maryland is considering enacting a credit freeze to protect consumers
from Identity Theft. What are the pros and cons?
Pennsylvania enacted one 1/1/07. Consumer Groups are obviously
for it and retailers are against it. Both have valid concerns.
We will get to the heart of the controversy and offer you excellent
tips to help protect yourself against identity theft. Don’t
miss this important topic! |
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